Imagine if the most critical element of your estate plan was the one you've neglected. The silent threat lurking in many estate plans isn't something obscure; it's the absence of life insurance. This oversight could jeopardize everything you've worked for. Dive into our insightful discussion to uncover how life insurance is not just an add-on, but a fundamental pillar in safeguarding your legacy and protecting your loved ones.

In the dynamic world of estate planning, understanding the upcoming shifts in tax laws is crucial. The 2024 landscape brings important changes, but it's the significant adjustments in 2026 that demand your immediate attention. This guide not only demystifies current terms and exemptions but also highlights the critical impact of future changes on your legacy. Read on to discover how acting now could safeguard your financial future.

When it comes to life insurance, there is often a cloud of misunderstanding hovering over the differences between permanent and term life insurance. A crucial point that many miss is that not all permanent policies are solely for accumulating cash values. It's essential to break down these misconceptions and understand the unique purposes of these insurance types, especially for financial advisors who are passionate about investments yet hesitant about life insurance.

3rd installment of our educational series on estate and inheritance taxes: I'm going to get rid of a lot of industry jargon and simplify things about this topic. If your net worth is high enough to be subject to federal estate taxes, here's a simple breakdown of what happens...

Welcome to the 2nd installment of our insightful series focused on estate and inheritance taxes, and the strategic use of insurance to navigate these critical aspects of financial planning. In this series, we delve deep into the often-overlooked yet vital elements of wealth management, providing you with expert guidance and actionable solutions to safeguard your clients' legacies.

This is a real case study comparing two carriers' IUL products. Same design. Different results.

Peachie highly recommends Bobby Samuelson's review of Whole Life Insurance for its clear and succinct explanation of how these policies work. Samuelson addresses skepticism surrounding life insurance, particularly focusing on Whole Life's cash accumulation features. He counters critiques by detailing the mechanics of fixed permanent insurance policies, emphasizing the guaranteed nature of policy charges and interest rates in Whole Life.

For financial planners, mastering the intricacies of estate and inheritance taxes is crucial. This article sheds light on this often-overlooked aspect of wealth management. Dive into this insightful piece to discover how you can enhance your role as a financial planner and offer comprehensive solutions to your clients. This article is part of a series about estate and inheritance taxes and the strategic use of insurance.

Successful business owners need ways to protect their companies, compete for top talent, reward employees and plan for a financially secure future. An excellent financial planner understands these needs and know the various roles insurance play in these situations. This is the "bonus success" story after I finished a 5-part series dedicated to businesses and the role of life insurance in solving some of the concerns of business owners.

Successful business owners need ways to protect their companies, compete for top talent, reward employees and plan for a financially secure future. An excellent financial planner understands these needs and know the various roles insurance play in these situations. This is the fifth one of a 5-part series dedicated to businesses and the role of life insurance in solving some of the concerns of business owners.

An excellent financial planner understands that business owners need ways to protect their companies, compete for top talent, reward employees and plan for a financially secure future then they know the various roles insurance play in these situations. This is the fourth one of a 5-part series dedicated to businesses and the role of life insurance in solving some of the concerns of business owners.

An excellent financial planner understands that business owners need ways to protect their companies, compete for top talent, reward employees and plan for a financially secure future then they know the various roles insurance play in these situations. This is the third one of a 5-part series dedicated to businesses and the role of life insurance in solving some of the concerns of business owners.

An excellent financial planner understands that business owners need ways to protect their companies, compete for top talent, reward employees and plan for a financially secure future then they know the various roles insurance play in these situations. This is the second one of a 5-part series dedicated to businesses and the role of life insurance in solving some of the concerns of business owners.

How can you help business owners with ways to protect their companies, compete for top talent, reward employees and plan for a financially secure future? An excellent financial planner understands these needs and know the various roles insurance play in these situations. This is the first one of a 5-part series dedicated to businesses and the role of life insurance in solving some of the concerns of business owners.

It is critical for a financial advisor to help make sure clients do not outlive their retirement funds or that chronic illness does not derail a well thought-out financial plan. Could Life Insurance help with these matters?

According to the US Bureau of Labor Statistics in 2018, 60% of employees have access to life insurance through work (aka group life insurance). How does this differ from "individual" life insurance and when does it make sense to purchase an individual policy?

Do we have to insure both spouses or just the breadwinner? How much life insurance should a non-working spouse have? As an advisor, make sure you are well-equipped to discuss this sensitive topic.

When Covid-19 came, a group of people were instantly rejected for life, LTC or disability insurance. Recently, things have changed. Learn how it was and where the insurance industry is now when it comes to approving or denying prospects with the current Covid-19 environment.

Traditional underwriting typically takes an average of 30-90 days for completion. With technology paired with accelerated underwriting, that timeframe could be shortened to days, hours, sometimes even minutes. Learn how it could benefit you!